Bajaj Finserv No Cost EMI Card Apply Online/Offline 2022
Friends, today we will tell in this article what is Bajaj Finserv No Cost EMI Network Card and what you have to do to get it made. When you have to buy any necessary item like washing machine, LED TV, freeze, cooler, AC, laptop or mobile etc., then you will either pay cash or buy the goods on EMI, EMI means installments. Goods to be taken If you want to get this EMI done from the shopkeeper or from the direct seller, then you will probably have to pay a down payment and the remaining charges will be charged on the total amount which is added to your EMI. But with the Bajaj No Cost EMI Network Card, you can get rid of these extra charges.
If you often keep buying something from online shopping site or local market. So you must have known about the Bajaj Finserv EMI Card. Bajaj Finserv EMI Card is being used very fast these days in big cities. Through this card, you can buy your transactions in monthly installments without paying any interest. Bajaj Finserv EMI Card is also known as Bajaj Finance Card. For some time now, advertisements of Bajaj Finserv have been shown on TV continuously.
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Bajaj Finserv No Cost EMI Network Card
As you must have heard earlier that Bajaj finserv is a financial company that brings different cards or financial schemes for the customers to run their finance business in the market. This company also has tie-up with RBL Bank. Bajaj Finserv Company has also introduced No Cost EMI Card which is also known as Bajaj Finserv No Cost EMI Network Card. Using this card, any customer can buy any product from almost all such online shopping websites which have tie up with Bajaj company. The Bajaj Finserv company has also tied up with more than one lakh stores offline. These stores are spread in more than 1900 cities. This NO cost EMI Network Card from Bajaj Finserv can be used at all these stores to buy any product or the other.
The Bajaj Finserv Card can be used for online shopping, traveling and buying fashion items. Today Bajaj Finserv Card is being used in over 250 cities in India. What is Bajaj Finserv EMI Card? How can you apply for this? To get complete information about it, you have to read this article till the last. Here we are providing you complete information.
What is Bajaj Finserv EMI Card –
Bajaj Finserv EMI Card is one such wallet card. Which you can use for shopping. This is a preapproved loan. The value of this card is up to ₹ 300000. But how much amount Bajaj Finserv EMI Card will give you, this company determines. Once the card is approved, it can be used for any type of purchase. This card can be used in more than 250 cities and more than 45000 stores in India.
Bajaj Finserv EMI Card is being promoted as No Cost EMI Card. The special thing about this card is that you do not have to pay any kind of interest on these EMIs. Whenever you make any purchase with this card. So your purchase amount is automatically converted into EMI. And you pay EMI 3 , 6. 9, 12, 18 or 24 months. It depends on your card and the item purchased.
Suppose you bought an item worth ₹ 15000, then you will have to pay ₹ 2500 in monthly installments in 6 months. This will not put any pressure on your pocket. And you will also be able to do your shopping easily. And you will not have to pay any kind of interest on this loan.
Documents required to apply for Bajaj Finserv EMI Card –
You will need some essential documents to apply for Bajaj Finance EMI Card. The details of which are as follows –
passport size photo
KYC document including a photo ID proof and address proof
Signature of the applicant
and a canceled check
A NACH mandate form (to auto-debit EMI from your account). It is similar to the ECS mandate.
How to apply for Bajaj Finserv EMI Card –
You can apply for Bajaj Finserv EMI Card in many ways. If you want, you can apply for this by sending an SMS from your mobile.
How to apply for Bajaj Finserv EMI Card by sending SMS –
To apply by sending SMS, you have to open the message box of your mobile. And type EMICARD and send it to 56070. After which you will get a call from Bajaj Finserv within 48 hours. And you will get all the details. After which if you are eligible then the company will issue the EMI Card. The card is dispatched within 10 to 15 business days of issuance.
No Cost EMI Card
Friends, in today’s time, inflation has increased so much that after running the basic expenses of the house, the financial condition of the people becomes so weak that there may be a big problem in buying any product and paying its price simultaneously. Therefore, almost all financial companies and banks provide the facility to buy products on EMI i.e. easy installments. But when a person buys a product, if he wants to pay its price on installments, then he has to pay some extra charges along with the full price. At the time of making the EMI, these charges are added to the total price, that total cost is divided into installments.
Bajaj Finserv company is providing this EMI facility without any extra charges, for which this company is making a card named Bajaj Finserv No Cost EMI Network Card. If you buy a product on EMI through this card, then you will not have to pay any extra charges. Through this card, only that price of the product is divided into EMI, which you would pay in one go.
Benefits Of Bajaj Finserv No Cost EMI Network Card
Through this card, you can also buy any electronics and other items online in which you will not have to pay any down payment, no extra EMI charges and free and cost this product will be delivered at your home.
Bajaj Finserv No Cost EMI Network Card ki Credit Limit
Bajaj is offering a credit limit of around 4 lakhs to its customers. You can easily do shopping up to 4 lakhs with this card.
Bajaj offers EMI facility to its customers from around 3 months to 24 months. That is, you can make the installment of the product purchased on this card from 3 months to 24 months.
Bajaj Finserv No Cost EMI Network
Age criterion is first to get this card of Bajaj
To get this card, your age should be at least 21 years and maximum 60 years.
To get this card, you must have a regular income source.
To get a Bajaj Finserv No Cost EMI Network Card, your Cibil Score should be good. That is, the CIBIL score should be good. If your CIBIL score is not good and you have not taken any loan etc. yet and you are a student then it is difficult to get this card.
Bajaj Finserv No Cost EMI Network Card Kaise Banwaya Jata Hai
Bajaj Finserv No cost EMI card aap do trah se bnwa sakte hain, Off line yaa online.
Off Line Apply
If you want to apply for Bajaj Finserv No Cost EMI Network Card offline, then you will have to provide some documents to get this card from Bajaj Finserv. In which
an ID proof
an address proof
a canceled check
If you do not have a canceled cheque, you can also provide your bank account and IFSC code of the bank. Apart from this, you will have to fill an ECS mandate form in which bank account and IFSC code have to be filled.
As soon as you click on the link of the store locator, the location of stores near you will open on the screen. From here you can find stores near you
Online Card Apply
If you want to get a Bajaj Finserv No Cost EMI Card online, then you have to follow this process.
To apply this Bajaj card online, you will only need a PAN card. Through PAN card and through your mobile, the company checks your CIBIL score and you will have to provide an income proof.
There are two ways to make this Bajaj card online.
If you are already a Bajaj Finserv customer, you can apply for this card online.
To apply for this card, you have to download the Bajaj Finserv application and from there you can apply for this card online. You can also apply for this card online from the Bajaj Finserv website.
Process to apply online card in Finserv app
First of all you have to install finserve app in your mobile. As soon as the app is opened, you have to fill your one contact number. An OTP will come on this contact number. Your registration will be completed as soon as you enter the OTP in the app.
Now you have to come to the homepage of the app. Some options or icons will appear in the top bar of the app. You have to scroll these options to the left, after that you will see an EMI card option, you have to click on this EMI option.
After this you can get a message on the screen “There is no EMI card link to your number”. You have to click on OK. After this you have to click on the button of Apply Now. After this you have to fill your details, in which first of all you have to fill your date of birth and your contact number and then click on Continue.
Now an OTP will be sent to your number, this OTP has to be entered in the app. After filling the OTP, some more columns will open below in which you have to fill your details. After filling these details click on continue. After this some more columns will open in which you have to fill your email address and your address and PAN card number.
On the next page all the information filled by you will appear, now you have to check your filled details carefully and then click on continue button.
Your application status will open on the next page, from here it will be known whether you are eligible for this card or not. If the credit limit appears on the screen, then after a day or two your card will be visible.
Apply for Bajaj Finserv EMI Card from nearest store –
You can also apply for the Bajaj Finance EMI Card by visiting any of your nearest Bajaj Finserv branch. To apply by visiting the branch, you will have to carry the photo copy and original of the required documents. Bajaj Finserv has stores in more than 250 cities. And the company claims that they have more than 45000 branches. In case you are not aware of the nearest Bajaj Finserv branch to your city. So you can click here to locate your nearest Bajaj Finserv branch.
How to check Bajaj Finserv EMI Card Application Status –
If you have applied for Bajaj Finance EMI Card. So you can check the status of your application. For this you need to login to the customer portal of Bajaj Finserv.
What is the difference between Bajaj Finserv EMI Card and Credit Card –
Whenever you make a purchase using a credit card. or pay. So interest free period is provided for next 45 days from your payment date. Whereas in Bajaj Finance EMI Card, you are provided with the advantage of paying the loan in monthly installments of several months. And here you are not charged any kind of interest.
You can also get the amount converted into EMI by the credit card issuing bank. But on this amount you have to pay interest along with EMI. But in case of Bajaj Finserv, you do not have to pay interest.
Who can apply for Bajaj Finserv EMI Card –
Some eligibility has also been prescribed to apply for Bajaj Finserv EMI
Card. which is as follows –Persons between the age group of 21 to 68 years can apply for this card.
The applicant must also have some source of regular income.
If we talk regularly, then a salary earner can get a card very easily. Whereas students or self-employed individuals may have some difficulty in getting the card.
What are the types of Bajaj Finserv EMI Card –
There are two types of EMI cards issued by Bajaj Finserv. which are as follows –
- Gold EMI Card
- Titanium EMI Card In
No significant difference has been told by the Bajaj company in both the cards. Titanium Card loan amount is higher as compared to Gold Mi Card. And shopping offers keep on being provided. You have to pay ₹412 to get the Gold EMI Card. Whereas to get Titanium EMI Card, you have to pay ₹ 848.
Where you can use Bajaj Finserv EMI Card –
This question is often asked by people. Where can you use the Bajaj Finance EMI Card? In fact, you cannot use the Bajaj Finserv EMI Card like a credit card everywhere. You can use it only in select company partner stores. claimed by the company. That the Bajaj Finserv EMI Card is accepted at over 45000 stores in India. You can use it in electronic item shop, furniture shop, mall etc. Along with this, you can also use it on Bajaj Finance EMI Card online shopping sites like – Amazon, Flipkart.
How much loan can you get with Bajaj Finserv EMI Card –
Bajaj company offers loan from 30000 to ₹ 300000 through Bajaj Finserv EMI Card. How much loan can be provided to you? It is determined on your salary and loan repayment capacity. This information is provided to you at the time of taking the loan.
In what time you have to repay the Bajaj Finserv EMI Card loan –
In how many days do you have to pay the Bajaj Finserv EMI Card Loan? It depends on the purchase made through Bajaj Finserv EMI Card. Different stores offer different durations depending on the amount of your purchase. You can pay EMI in 3, 6, 9, 12, 18 or 24 months.
How much interest do you have to pay on Bajaj Finance EMI Card –
As you have been told earlier. That Bajaj Finserv is issuing an advertisement in the form of No Cost EMI. That is, you do not have to pay any kind of interest on purchasing through Bajaj Finance EMI Card. Now you must be thinking that what will be the benefit to the company from you. So let us tell you that Bajaj Finserv takes full money from you. And get some discount from seller. This discount is what Bajaj Finserv earns.
How do you pay for Bajaj Finserv EMI Card –
When the EMI Card is issued to you by Bajaj Finserv Company. Then there is Bajaj company. Takes NACH mandate form (ECS mandate) from you. Doing so allows Bajaj Finserv to automatically deduct the EMI amount from your account. In this way, the EMI amount is automatically deducted from your account every month. If you do not maintain sufficient balance in the account on time. So the company has to pay you penalty and late payment fee.
If you have taken Bajaj Finserv EMI Card and not used –
If you are being issued by Bajaj Finserv Company. EMI card taken. But not used. So you have to pay ₹99 plus 18% GST totaling ₹170 per annum as annual fee. But if you have made any purchase through this card in the last 12 months. So you will not have to pay any kind of fee.
- Bajaj Finserv Contact Details, Customer Care Number –
- Telephone No.: 020 30405060
Bajaj Finserv No Cost EMI Card Application Status.
You get access to this card from Bajaj Finserv a few days after you apply. This card is delivered to you physically at your address or you have to download an application from Bajaj in which you have to create a password. After this, you also get to know the status of your card in this application and you can also know its status by calling the toll free number.
Bajaj Finserv No Cost EMI Card Activate
As soon as you go to Bajaj’s office to apply for this card of Bajaj, then if your documents are eligible for this card, then an official of Bajaj installs an application in your mobile. Connects this application to your mobile number. To activate this card, you have to buy a product online or offline with this card. Your card gets activated as soon as you buy the product.